To start with, Medicare advantage plans includes the following; Medicare medical savings account plans, health maintenance organizations, special needs plan, and private fee for service plans. It is up to you to decide what insurance you are willing to apply for. Most of these plans offers prescription drug coverage. If you are benefiting from Medicare services, you will notice that most of them are not paid for under the original Medicare.
Shopping for 2018 Medicare advantage online is a simple thing to do, all you need is to know what you really want. The steps are simple and clear, visit the website of the Medicare advantage plan of your choice and see whether they have given out the option of applying or joining online. You can even call them if you need clarification or more information.
You will have to call and ask them to provide you with an enrollment form that will require to be filled and returned. Make sure that you search using the plan name to avoid contacting the wrong Medicare plan.
After you successfully join the Medicare advantage plan, you must provide your Medicare number and also the date that your part A or B coverage started, you will find this kind of information from the Medicare card that you will be given.
It is important to know about Medicare fraud; it is advisable not to give any personal information to plan callers. No one should call you claiming to be servicing Medicare advantage plans because in the first place they are not supposed to call you, unless you have specifically requested them to call. They are also not supposed to ask you to give any financial information such as bank accounts or credit cards over the phone.
Buying of Medicare advantage plan is done only if you ask for it and not buy it from an agent who is selling door to door, this is unlawful. Do not be left behind this time and enroll for the Medicare advantage plans 2019. You can also renew if it just expired.
Another important thing to note is that not all Medicare advantage plans provide similar services, do some digging and understand the rules, costs and do the comparison between all the options that you have. You can actually use Medicare plan finder to look for one that suits your needs.